Texas A&M University-Kingsville

Domestic and International Student Health Insurance

Overview

The University endorses University Sponsored plans for undergraduate, graduate, and international students. These policies are available to all TAMUK students enrolled for at least 6 credit hours or 1 credit hour where the university considers the student full time. You may want to review these polices and compare your current coverage when considering health insurance. This policy may be useful when:

  • The student reaches the age of attainment on a parent's policy, meaning they are no longer covered; or
  • The student gets married; or
  • The student becomes legally independent; or
  • The student is studying abroad.

All international students (any student that is not a U.S. citizen or lawful permanent resident) are required to have the Texas A&M University System Student Health Insurance Plan (SSHIP). The plan is automatically charged to an international student’s tuition and fee statement. Students may only request a waiver of SSHIP in certain circumstances and provide alternative health insurance coverage. See the waiver process section for more details about how to request a waiver.

Academic Health Plans (AHP) provides program management and administrative services for the student health plans of Blue Cross and Blue Shield of Texas. For information concerning the plan and costs, go to

https://www.academichealthplans.com/tamuk/2013-2014/

Waiver Process

The Texas A&M University System has established five circumstances in which an international student can request a waiver to the SSHIP and provide alternative health insurance coverage.

  • Student is sponsored by the United States government;
  • Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  • Student is enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  • Student is enrolled in only distance learning programs; or
  • Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.

ISS will no longer be reviewing alternative health insurance plans for students. Academic Health Plans will review waiver requests. The process will be announced at a later date. The waiver process will be open from July 19 to August 19.

Graduate Assistantships

  • Current Graduate Student Employees - If you are a current graduate student employee and you are currently enrolled in the graduate student health plan, you will be automatically moved to the new graduate student health plan on 9-1-13.
  • Current Graduate Student Employees in a Leave Without Pay Status - If you are a current graduate student employee placed in a leave without pay status for the summer semester, contact your department as soon as possible to make sure that your benefits are restarted on September 1.
  • New Graduate Student Employees with start dates of 9-1-13 - If you are a new grad student employee with a start date of 9/1/2013, you may need to purchase a one-time short-term policy from AHP to cover the time between the end of the current international student policy and 9-1-13. You will need to go to www.academichealthplans.com/tamus and select your campus. There, you can complete the International Graduate Student Employee Enrollment Form, found on your campus website under the Enrollment column. The form will have information on where to send it with your payment of $106.42 for August coverage. Then you can enroll in the grad plan as an employee through the iBenefits online system to begin on your hire date. The full monthly premium will be deducted from each month’s paycheck until the employer contribution begins on the first of the month following your 90th day of employment. If you complete these actions and apply for a waiver before August 19, if you are approved your charge will be removed from your student account.
  • New Graduate Student Employees whose official hire dates are before 9/1/2013 - Depending on your hire date, you may need to purchase a one-time short-term policy from AHP to cover any gap in insurance coverage during August but before your official hire date with the University. If you are not sure whether you need this “gap” policy, contact the A&M University Human Resources Office at 458-6182 to discuss your individual situation. If you do need the AHP one-month policy, you can go to www.academichealthplans.com/tamus and select your campus. There, you can complete the International Graduate Student Employee Enrollment Form, found on your campus website under the Enrollment column. The form will have information on where to send it with your payment of $106.42 for August coverage. Then you can enroll in the grad plan as an employee through the iBenefits online system with an effective date of the first of the month following your hire date. The full monthly premium will be deducted from each month’s paycheck until the employer contribution begins on the first of the month following your 90th day of employment. If you complete these actions and apply for a waiver before August 19, if you are approved your charge will be removed from your student account. For additional information or assistance please contact Academic HealthPlans Customer Care at 877.624.7911.

J2 Dependent Insurance

All J2 dependents must have adequate health insurance at all times. The insurance requirements are established by the U.S. Department of State and the federal regulations.

http://j1visa.state.gov/participants/how-to-apply/eligibility-and-fees/

During this transition period, J2 dependents are eligible to purchase the dependent insurance through AHP. However, if the J2 dependents prefer to show alternative health insurance coverage, then the coverage must be submitted to healthinsurance@tamu.edu no later than August 30, 2013 for the Fall semester.

The alternative health insurance coverage must meet all the minimum benefit levels of the J regulations and include maternity and mental health coverage. The J minimum health insurance coverage is located at

http://www.ecfr.gov/cgi-bin/text-idx?c=ecfr&SID=49c26709e4e8a766b8d81c 357035cff4&rgn=div8&view=text&node=22:1.0.1.7.35.1.1.14&idno=22

This page was last updated on: August 19, 2013