International Student Health Insurance Plan

Insurance Requirements

International students on an F1 or J1 visa/status are required to purchase the System Student Health Insurance Plan (SSHIP) unless they have an have an alternate health insurance plan approved through the waiver process.  J-2 dependents must be covered by health insurance as per the United States Department of State regulations.

Academic Health Plans (AHP) provides program management and administrative services for the student health plans of Blue Cross and Blue Shield of Texas. You may access the AHP Texas A&M University-Kingsvile website here:

Here are some helpful links from the AHP TAMUK website:

TAMUS SHIP 2018-2019 Premium Rates


Updating Contact Info with AHP

Obtaining a Temporary ID Card

TAMU Student Health Insurance Plan includes emergency services and benefits to help you and your family with expenses that you may not consider until faced with an emergency. Visit the Academic Emergency Services portal to view benefits and services:
Login:  AHPAES
Password:  student 1

International Student & Scholar Services does not set the cost of the SSHIP. The plan is reviewed by System Benefits Administration and the cost is established based on plan design, plan participation and claim experience. The SSHIP is the same for all Texas A&M University system universities. The System Policy (26.99.01 Student Health Policy) is located at:

Waiver Guidelines

The Texas A&M University System has established five circumstances in which an international student can request a waiver to the SSHIP and provide alternative health insurance coverage.

  1. Student is sponsored by the United States government
  2. Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  3. Student is enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  4. Student is enrolled in only distance learning programs; or
  5. Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.

International Student Services cannot review alternative health insurance plans for students. Academic Health Plans will review ALL waiver requests.

The waiver process for Fall 2018 will open on July 1, 2018 and close on September 15, 2018.  Waivers that are approved by AHP for Fall 2018 will only be valid for that term.  Students who require a waiver for the entire academic year must submit a new waiver request for the Spring/Summer 2019 term.

What documentation is required to request a waiver?

  1. A copy of your insurance policy with schedule of benefits and exclusion of benefits.
  2. Enrollment Proof (front and back of insurance ID card, along with start and end date of policy.

Once the waiver and proof of documentation is received by AHP, you will be notified via email within 7-10 business days of the status of your waiver request.  It may take up to 10-20 business days once the waiver is approved to process a refund to your student account, if needed.  If your tuition bill is due before your waiver application is processed, please be sure to pay the fee.  If your waiver is approved, the refund will be processed at a later date.

To apply for a waiver you will need to do the following:

  1. Have a scanned copy of your insurance card and benefit policy including exclusions, as well as your Student ID ready.
  2. Go to
  3. Review the waiver criteria and if your plan meets the criteria, click the big button at the bottom of the page to login to your existing account or to create a new waiver account. 
  4. If you previously used this waiver system login by using your student ID # and your previous password. If you did not change your password, it may be your date of birth in the format of MMDDYYYY.
  5. If you are new to this waiver system select the ‘New Student Registration’ link and provide the information requested.  Click the ‘Register’ button.
  6. Click on the waiver link found under “Submit Waiver” on the waiver Home Page.
  7. Enter all information and attach the scanned copies of your documents.  Click the ‘Submit’ button.

Once your waiver and your proof documents are received by AHP, you will be notified via email within 5-10 business days with the status of your waiver request.  If approved, it may take up to 10-14 business days to process the adjustment to your tuition and fees.  

For additional information or assistance please contact Academic HealthPlans Customer Service at  877-624-7911.

Graduate Assistantships

  • Current Graduate Student Employees - If you are a current graduate student employee and you are currently enrolled in the graduate student health plan and your assistantship will continue for Fall 2018, your coverage will continue automatically for the Spring semester. You are not required to apply for a waiver of SSHIP.
  • Current Graduate Student Employees with effective date of coverage after 9/1 – If your benefits begin after September 1, you will be charged for the SSHIP for Fall 2018. If it has been determined that you are due a refund, AHP will process these in the form of a check. You may update your address online through Academic HealthPlans. Refunds will be issued at the end of the policy term, (December 31).

Academic HealthPlans Contact Information

Academic HealthPlans, Inc.
3500 William D. Tate Ave., Suite 200
Grapevine, TX 76051
877-624-7911 [Toll Free Customer Service Number]
817-479-2101 [Fax Number]

This page was last updated on: August 16, 2018