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Federal Direct Graduate PLUS Loan (GradPlus)

The Federal Direct Graduate PLUS (GradPLUS) loan is an affordable, low interest loan for graduate and professional students. You can borrow up to the total cost of attendance (minus any other financial aid awarded). If you are denied the Graduate PLUS loan due to an adverse credit history, you will not be eligible for any additional Unsubsidized Direct Loan

Eligibility

• You must be a graduate or professional student attending school at least half-time (4 hours during the fall/spring and 3 hours during the summer).
• You must file a Free Application for Federal Student Aid (FAFSA).

Texas A&M University-Kingsville highly recommends that you apply for the maximum annual amount available to you through the Direct Loan program before applying for the Graduate PLUS Loan.

Interest Rate

The Direct Graduate PLUS Loan has a fixed interest rate of 7.90%.

Repayment

Repayment is deferred until the student graduates or drops below half-time enrollment status.