Subsidized Direct Loan

The Subsidized Direct Loan is awarded on the basis of need. You will not be charged any interest prior to repayment or during any authorized periods of deferment. The federal government pays the interest on the loan until the time of repayment.


  • You must have "need" as determined by the FAFSA.
  • You must be enrolled at least half-time at Texas A&M University-Kingsville.
    • Undergraduate Students - 6 hours
    • You must maintain Satisfactory Academic Progress.
  • You may not exceed annual or lifetime aggregate loan limits.

Direct Loan Limits

Annual and lifetime (total debt) limits for subsidized and unsubsidized student loans are mandated by the U.S. Department of Education. The amounts include the outstanding principal balance on the loans (excluding interest and other charges).

Click Here to View Direct Loan Limits